Attempting to play online multiplayer on Nintendo Switch with v1.16.201.

Errors include:

• "Cannot play on Realms because of Parental Control restriction.  View manage your multiplayer settings with 'Communicating With Others' in the Parental Controls."
• "Cannot play online multiplayer because of a Parental Control restriction..."
• Also - cannot see any servers.

This is a child account, but all the permissions on the child account are correct, including "join multiplayer games," and "create and join clubs" are set to "allowed."  I have even set the account to "unrestricted" in testing to see if that helped.

I have signed out of the MS account and cleared the sign in data and re-logged in numerous times.

I have a family switch online account.  I have contacted Nintendo to ensure everything is OK on their end.  There are no issues there.

I reached out to Minecraft support to only have them repeat everything I already said I did in the original ticket (over a period of days) and then said I should submit a bug.

Please advise.